Our company is an insurance broker, a professional intermediary between insurance companies (Insurers) and their customers (Policyholders).
When choosing an insurance company the insurance broker can be very useful to the client, because we know the situation in many of the insurance companies on the insider level. Constantly watching it change, first of all, from the point of view of the interests of policyholders, customers. We know the financial position of insurance companies, their current policy of insurance payments, especially the process of settlement of insurance claims. We know what kinds of insurance are strong specific insurers, and in which they are weak or mediocre. We know their tariff policy; understand how you can get the price reduction without degrading the quality of insurance protection.
When contacting us, the client receives multiple offers from different insurance companies that offer the best conditions for insurance. Prices of different companies can vary significantly. Given that the conditions and the level of reliability of these companies will be the same. Contacting us, customers are able to compare the offers, assess their relevance to their needs and choose the best option. Insurance contract is concluded directly between the insurance company and the client. The insurance premium is paid directly to the insurance company.
Our work for clients is free of charge. We receive our income in the form of commission from the insurance company after the conclusion of the insurance contract and input it the base of the insurer. At the same time as we obtain the commission from insurer, it does not mean that insurance costs for our customers is more expensive than if they applied directly to the insurance company.
We have vast experience in property insurance, liability, financial risks, goods, employees on voluntary medical insurance, we understand the basic needs of the client, depending on the activities of the organization, we know the real market rates, and will not allow you to overpay.
And most importantly, we are ready to go to work responsibly and wisely in order to find the optimal conditions of insurance!
Contact us and see it in practice!
Horizon is a professional insurance intermediary, executing insurers / reinsurers orders on the selection of the best options of insurance / reinsurance coverage. We have an extensive practice of insurance for state, municipal and commercial structures of Russia, Europe, Asia, South and North America.
Thanks to our experience, we have a vast knowledge in all sphere of insurance that is why we can offer special insurance contracts for any business type.
Our team has a unique long-term experience in reinsurance. Our employees have contacts with reinsurers from virtually anywhere in the planet. We are ready to take on the most complex and sensitive issues: whether you are the Reinsured / the Insurer or the Сlient / Policyholder requiring placement of great risk insurance amounts or atypical terms of insurance.