Corporate property insurance

We deal with corporate property insurance throughout the territory of the Russian Federation including Republic of Crimea. Our specialists have unique skills and expertise in insuring all types of corporate property, including rare types of property for underground and underwater use.

Property insurance of enterprises and organizations assures indemnity from fire and attendant risks for assets which aren't under construction or cargo in transit.

WE HAVE WIDE EXPERIENCE IN INSURING FOLLOWING TYPES OF CORPORATE REAL ESTATE:

  • Buildings, structures and business premises, including decoration;
  • Manufacturing and service equipment;
  • Furniture, business machines, fixtures & appliances;
  • Goods in stock and sales areas;
  • Glass, showcases and advertising signs.

WE PROVIDE INSURANCE OF CORPORATE MOVABLE PROPERTY TOO:

  • Sea & river vessels insurance;
  • Aircraft insurance;
  • Stock of cars insurance ( taxi, buses, light & cargo vehicles);
  • Rail rolling stock insurance;
  • Special-purpose machinery insurance (including machines for underground & underwater use);
  • Air drone insurance.

PROPERTY INSURANCE PROVIDES PROTECTION AGAINST SUCH PERILS AS:

  • Fire (accidental & caused by arson);
  • Explosion (including equipment using high pressure)
  • Water-caused damage (utility systems breakdowns) & ingress of water from neighboring premises;
  • Burglary,  robbery and plundering;
  • Natural disasters;
  • Malicious mischief (vandalism, hooliganism, failed attempts of break-in, arson);
  • Terrorism;
  • other perils (for example vehicle crash, traffic  collision, car theft).

OUR MAJOR PROPERTY INSURANCE CUSTOMERS ARE:

  • Industrial enterprises;
  • Banks;
  • Trade networks;
  • Hotels, restaurants and cafes;
  • Shopping, office and business centers;
  • Warehouses;
  • Shipping companies.

CORPORATE PROPERTY POLICY TERMS DEPEND ON FOLLOWING KEY FEATURES:

  • To insure  property over 5 years its book value should not be used. In this case it's necessary to use replacement cost (this means value determined by real physical wear instead of formal accounting depreciation). It's extremely important for  equipment;
  • Cost of insurance and insurance rates primarily depend on technology applied by the enterprise, this means industry classification of establishment. The same equipment or same buildings & furniture run different risks on enterprises of different industries, that is why insurance rates will be different too.

ADVANTAGES IN CONTACTING US:

  • We have vast experience in property insurance, it ensures you obtain from us relevant and the best offers on the market;
  • We understand the basic needs of the client, depending on the activities of the organization;
  • We know real market rates and will not allow you to overpay;
  • We have true information how similar insurance problems are solved by your partners and competitors and are ready to share this information (of course, within the limits of professional conduct);
  • We  work fast without asking too many questions, papers and applications;
  • The main important thing is that we work wisely and with full responsibility to make you the best insurance proposals.

Contact us and see it in practice!

Operation geography

Horizon is a professional insurance intermediary, executing insurers / reinsurers orders on the selection of the best options of insurance / reinsurance coverage. We have an extensive practice of insurance for state, municipal and commercial structures of Russia, Europe, Asia, South and North America.

Insureds:

Thanks to our experience, we have a vast knowledge in all sphere of insurance that is why we can offer special insurance contracts for any business type.

Reinsureds:

Our team has a unique long-term experience in reinsurance. Our employees have contacts with reinsurers from virtually anywhere in the planet. We are ready to take on the most complex and sensitive issues: whether you are the Reinsured / the Insurer or the Сlient / Policyholder requiring placement of great risk insurance amounts or atypical terms of insurance.

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