Based on our practice we can notice that business centers of different sizes use insurance coverage actively. More often we have to deal with applications of landlords and tenants to insure offices.
The situation when in the rental agreement landlord binds the tenant to affect liability and property insurance policy in benefit of the landlord is rather common in our practice.
Movable property from the office (business machines, furniture) usually belongs to tenants and the tenant decides whether to insure it or not. Such property can be covered by the same policy or as an extension of such policy (in this case it will cost cheaper) or can be covered by the tenants separately (in this case it will cost them more).
Cost of office insurance primarily depends on its technical condition, fire protection system and technical safety organization; the lowest rates apply to new, well equipped offices.
Contact us and see it in practice!
Horizon is a professional insurance intermediary, executing insurers / reinsurers orders on the selection of the best options of insurance / reinsurance coverage. We have an extensive practice of insurance for state, municipal and commercial structures of Russia, Europe, Asia, South and North America.
Thanks to our experience, we have a vast knowledge in all sphere of insurance that is why we can offer special insurance contracts for any business type.
Our team has a unique long-term experience in reinsurance. Our employees have contacts with reinsurers from virtually anywhere in the planet. We are ready to take on the most complex and sensitive issues: whether you are the Reinsured / the Insurer or the Сlient / Policyholder requiring placement of great risk insurance amounts or atypical terms of insurance.